Terms of Use

By accessing and using this website, you agree to be bound by these Terms of Use ("Terms"). If you do not agree, please discontinue use immediately.

Acceptance of Terms

These Terms constitute a legally binding agreement between you ("User", "you") and capitalclarity ("we", "us", "our"). By browsing, accessing, or using any part of this website, you acknowledge that you have read, understood, and agree to comply with these Terms.

General Information Only

All content on this website — including articles, analyses, summaries, and editorial materials — is provided for general informational and educational purposes only. It is not intended as, and should not be construed as:

  • Financial, investment, or trading advice
  • Legal or tax advice
  • Professional recommendations tailored to your individual circumstances

You should consult qualified professionals (financial advisors, accountants, lawyers) before making any decisions based on information found on this site.

No Guarantees or Warranties

We do not guarantee the accuracy, completeness, timeliness, or reliability of any content on this website. Economic conditions, market data, and policy information can change rapidly and without notice. We make no representations or warranties of any kind, express or implied, including but not limited to:

  • Accuracy or completeness of information
  • Fitness for a particular purpose
  • Non-infringement of third-party rights
  • Uninterrupted or error-free operation of the site

Limitation of Liability

To the fullest extent permitted by applicable law, capitalclarity and its affiliates, officers, employees, and agents shall not be liable for any direct, indirect, incidental, consequential, special, or punitive damages (including but not limited to loss of profits, data, or business opportunities) arising from:

  • Your use of or inability to use this website
  • Reliance on any information, advice, or materials on this site
  • Errors, omissions, or inaccuracies in content
  • Unauthorized access to or alteration of your transmissions or data
  • Any other matter relating to this website

This limitation applies regardless of the legal theory (contract, tort, negligence, strict liability, or otherwise) and even if we have been advised of the possibility of such damages.

Acceptable Use

You agree to use this website only for lawful purposes and in a manner consistent with these Terms. You must not:

  • Attempt to gain unauthorized access to any part of the site, servers, or networks
  • Use automated tools (bots, scrapers, spiders) to extract data without permission
  • Interfere with or disrupt the operation of the site or servers
  • Transmit viruses, malware, or harmful code
  • Violate any applicable local, provincial, national, or international law
  • Infringe upon intellectual property rights or other proprietary rights

Intellectual Property

All content on this website (text, graphics, logos, images, design elements) is the property of capitalclarity or its licensors and is protected by copyright, trademark, and other intellectual property laws. You may view and print content for personal, non-commercial use only. You may not:

  • Reproduce, distribute, or republish content without written permission
  • Modify, adapt, or create derivative works
  • Use content for commercial purposes without authorization

Third-Party Links

This website may contain links to external websites or resources operated by third parties. These links are provided for convenience only. We do not endorse, control, or assume responsibility for the content, privacy policies, or practices of third-party sites. Accessing third-party links is at your own risk.

User Submissions

If you submit information via the order form or contact forms, you represent and warrant that:

  • The information provided is accurate and truthful
  • You have the legal capacity to enter into this agreement
  • You consent to our collection and use of your data as described in our Privacy Policy

Indemnification

You agree to indemnify, defend, and hold harmless capitalclarity and its affiliates, officers, employees, and agents from any claims, liabilities, damages, losses, costs, or expenses (including reasonable legal fees) arising from:

  • Your use or misuse of this website
  • Your violation of these Terms
  • Your violation of any third-party rights

Termination

We reserve the right to suspend or terminate your access to this website at any time, without notice, for conduct that we believe violates these Terms or is harmful to other users, us, or third parties, or for any other reason at our sole discretion.

Governing Law and Jurisdiction

These Terms are governed by and construed in accordance with the laws of the Province of Ontario and the federal laws of Canada applicable therein, without regard to conflict of law principles. Any disputes arising from or relating to these Terms or your use of this website shall be subject to the exclusive jurisdiction of the courts located in Toronto, Ontario, Canada.

Severability

If any provision of these Terms is found to be invalid, illegal, or unenforceable, the remaining provisions shall continue in full force and effect.

Changes to These Terms

We may revise these Terms from time to time. Changes will be posted on this page with an updated "Last Modified" date. Continued use of the site after changes constitutes acceptance of the revised Terms. We encourage you to review this page periodically.

Entire Agreement

These Terms, together with our Privacy Policy, Cookie Policy, and Disclaimer, constitute the entire agreement between you and capitalclarity regarding your use of this website.

Contact Us

If you have questions or concerns about these Terms, please contact us:

  • Company: capitalclarity
  • Address: 4871 Jasper Avenue, Suite 402, Toronto, ON M5V 2T6, Canada
  • Phone: +1 647 803 59 42
  • Email: [email protected]

Last Modified: December 30, 2025