Cookie Policy

This Cookie Policy explains what cookies are, how we use them on this website, and how you can control them.

What Are Cookies?

Cookies are small text files stored on your device (computer, tablet, or mobile phone) when you visit a website. They help websites remember your preferences, recognize you on return visits, and improve your browsing experience.

Types of Cookies

There are several types of cookies:

  • Essential cookies: Necessary for the website to function properly. Without them, certain features (like remembering your consent) would not work.
  • Performance cookies: Collect anonymous data about how visitors use the site (e.g., pages visited, time spent). We do not currently use performance cookies.
  • Functional cookies: Remember your preferences and settings. We do not currently use functional cookies beyond the essential consent cookie.
  • Advertising cookies: Track your browsing habits to deliver targeted ads. We do not use advertising cookies.

Cookies We Use

This website uses only one essential cookie:

  • Cookie name: cookie_consent
  • Purpose: Remembers whether you have agreed to the cookie notice.
  • Type: Essential (strictly necessary for site operation and compliance with GDPR/PIPEDA).
  • Duration: 365 days from the date you accept the cookie banner.
  • Capitalclarity: This website only (not shared with third parties).

Why We Use This Cookie

Under data protection regulations (including GDPR in the EU/EEA and PIPEDA in Canada), we must inform visitors about cookies and obtain consent before storing non-essential cookies. The cookie_consent cookie allows us to:

  • Remember that you have seen and accepted the cookie notice.
  • Prevent the banner from reappearing on every page load.
  • Demonstrate compliance with legal requirements.

Third-Party Cookies

We do not currently use third-party cookies (e.g., analytics, advertising, social media tracking). If this changes in the future, we will update this policy and obtain your explicit consent before setting any non-essential cookies.

How to Control Cookies

You have several options to manage or delete cookies:

  • Browser settings: Most browsers allow you to view, block, or delete cookies via settings/preferences. Consult your browser's help documentation for instructions.
  • Clearing cookies: You can manually clear all cookies from your browser. Note that this will also remove the cookie_consent cookie, and the banner may reappear.
  • Refusing cookies: If you disable cookies entirely, some website features may not function correctly.

GDPR and PIPEDA Compliance

Our cookie banner is designed to comply with:

  • GDPR (General Data Protection Regulation): Requires explicit consent before storing non-essential cookies for visitors in the EU/EEA.
  • PIPEDA (Personal Information Protection and Electronic Documents Act): Canada's federal privacy law, which requires transparency and consent for personal data collection.

Because we only use one essential cookie, we provide clear information and an "I agree" button. You cannot dismiss the banner without accepting (consistent with best practices for essential cookies).

Changes to This Policy

We may update this Cookie Policy from time to time (e.g., if we introduce new cookies or third-party services). Changes will be posted on this page with an updated "Last Modified" date. Continued use of the site after changes constitutes acceptance.

More Information

For more details on how we handle personal data, see our Privacy Policy. For general site terms, see our Terms of Use.

Contact Us

If you have questions or concerns about our use of cookies, please contact us:

  • Company: capitalclarity
  • Address: 4871 Jasper Avenue, Suite 402, Toronto, ON M5V 2T6, Canada
  • Phone: +1 647 803 59 42
  • Email: [email protected]

Last Modified: December 30, 2025